Dr. Mrs. Joyce Ama Quartey is currently the Dean of Business School, a Senior Lecturer and the immediate past Head of Accounting and Finance Department of the Christian Service University College, Kumasi.

She had her PhD in Finance at the University of New England, Armidale, Australia in 2015 and comes with rich teaching experience and research background with 17 years working experience at CSUC.

Credit Alone Is Not enough for Small Business Loans